Mortgage Blog

Home Inspections, How They Can Benefit Home Buyers and Sellers

Home Inspections, How They Can Benefit Home Buyers and Sellers

July 8, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

Owning a home is one of the most valuable investments you can make. While good living spaces should be as comfortable as possible, with time they should also be able to increase their ROI. That's why ...

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Useful Tips for Buying and Selling A Home During Covid-19

Useful Tips for Buying and Selling A Home During Covid-19

June 17, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

The coronavirus pandemic has derailed buying and selling activities in the property market. Albeit fewer homes have been listed for sale, the industry is gradually recovering. Prospective buyers can m ...

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When Is Mortgage Refinancing a Bad Idea in Ottawa, Ontario?

When Is Mortgage Refinancing a Bad Idea in Ottawa, Ontario?

June 3, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

Property owners refinance their homes and commercial properties all the time. As your credit improves and you have built more equity into the property, it may make fiscal sense to refinance when inter ...

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Bank of Canada maintains target for the overnight rate, scales back some market operations as financial conditions improve

Bank of Canada maintains target for the overnight rate, scales back some market operations as financial conditions improve

June 3, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is &frac1 ...

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Is it a Good Time to Become a First-Time Home Buyer in Ottawa, Ontario?

Is it a Good Time to Become a First-Time Home Buyer in Ottawa, Ontario?

May 20, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...

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5 First-Time Homebuyer Mistakes To Avoid

5 First-Time Homebuyer Mistakes To Avoid

May 6, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...

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5 Smart Ways to Use a Home Equity Line of Credit

5 Smart Ways to Use a Home Equity Line of Credit

April 15, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ...

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Bank of Canada maintains overnight rate target and unveils new market operations

Bank of Canada maintains overnight rate target and unveils new market operations

April 15, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

The Bank of Canada today maintained its target for the overnight rate at ¼ percent, which the Bank considers its effective lower bound. The Bank Rate is correspondingly ½ percent and the ...

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What should you consider when refinancing your mortgage in Ottawa?

What should you consider when refinancing your mortgage in Ottawa?

April 1, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...

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Bank of Canada lowers overnight rate target to 0.25 percent

Bank of Canada lowers overnight rate target to 0.25 percent

March 27, 2020 | Posted by: KeyRate Mortgage - Ottawa Mortgage Brokers

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is ¼ percent. T ...

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